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Legal

Monitoring & Data Disclaimer

Last Updated: March 26th, 2026

EverGuard provides monitoring and alert services designed to help identify potential risks involving personal information. These services are informational only and do not actively prevent or block identity theft or fraud. This Monitoring & Data Disclaimer explains important limitations of those services.

By using EverGuard services, you acknowledge and agree to the following.

Monitoring Services Are Informational

EverGuard provides alerts and notifications based on monitoring of various data sources.

These alerts are intended to inform users of potential risks involving personal information, but they do not guarantee that fraud, identity theft, or misuse of personal data will be prevented, blocked, or detected.

Users remain responsible for monitoring financial accounts, credit reports, and other personal records.

Users are responsible for reviewing alerts and taking appropriate action.

Failure to act on alerts or recommendations may increase the risk of identity theft or financial loss.

EverGuard does not provide legal, financial, or credit advice.

Alerts and recommendations are provided for informational purposes only.

No Guarantee of Fraud Prevention

EverGuard services are designed to help detect potential identity risks.

However, EverGuard cannot guarantee that identity theft, fraud, financial loss, or unauthorized use of personal information will be prevented or detected.

Cybercrime methods continuously evolve, and some incidents may occur without detection.

Data Sources and Coverage Limitations

EverGuard monitoring relies on a combination of public records, third-party monitoring providers, and commercial databases.

These sources may include:

• breach data repositories
• dark web monitoring providers
• credit reporting agencies
• public records databases
• identity verification providers
• data broker databases

Coverage depends on the availability, accuracy, and update schedules of these external sources.

Not all breaches, identity exposures, or fraudulent activities are included in the databases monitored by EverGuard.

EverGuard does not control these external data sources and is not responsible for their accuracy or completeness.

Information provided through monitoring alerts may be incomplete, inaccurate, or outdated.

Users should independently verify information before taking action.

Dark Web Monitoring Limitations

Dark web monitoring attempts to identify credentials or personal information that appear in known breach databases and certain online marketplaces.

However:

• some criminal marketplaces are private or encrypted
• not all dark web sources can be accessed or monitored
• breach data may surface months or years after an incident

As a result, dark web monitoring may not detect all exposures.

Credit Monitoring Limitations

Credit monitoring services depend on information provided by credit reporting agencies and other third-party providers.

Credit monitoring:

• may not detect all types of financial fraud
• may not capture activity outside credit reporting systems
• may be delayed based on reporting timelines

Users should regularly review their financial statements and credit reports.

Credit monitoring does not include all financial accounts and may not detect all unauthorized transactions.

Public Records and Registry Data

EverGuard may provide information derived from publicly available records and third-party databases.

This may include:

• property records
• address records
• publicly available registry data
• other public information sources

EverGuard does not create or verify public records and cannot guarantee the accuracy, completeness, or timeliness of such information.

Users should verify information through official government sources when necessary.

Data Removal Services

EverGuard may assist with requests to remove personal information from certain data broker websites.

Data removal services are provided on a best-effort basis.

EverGuard cannot guarantee that:

• all data brokers will remove information
• removed information will not reappear
• all copies of data will be permanently deleted

Data brokers operate independently from EverGuard.

Alerts May Be Delayed

Monitoring alerts depend on when third-party sources update their systems.

Because of this:

• alerts may be delayed
• breach information may surface after the original incident
• monitoring data may appear after significant time has passed

EverGuard does not guarantee real-time monitoring or immediate alert delivery.

Users are responsible for maintaining accurate contact information and notification settings.

EverGuard is not responsible for missed alerts due to user settings, device limitations, or communication failures.

Third-Party Monitoring Partners

Certain EverGuard services rely on third-party monitoring providers and identity protection partners.

EverGuard does not control the systems, databases, or update schedules of these providers and is not responsible for errors, omissions, or delays originating from third-party services.
EverGuard is not liable for errors, delays, or failures caused by third-party data providers or monitoring partners.

Recovery and Restoration Assistance

Some EverGuard plans may include access to identity restoration assistance or recovery services.

These services may be provided by EverGuard partners or third-party specialists and are intended to assist users in responding to identity theft incidents.

EverGuard does not guarantee that restoration services will fully resolve all identity theft situations.

Results may vary depending on the nature of the identity theft incident and third-party cooperation.

User Responsibility

EverGuard services are designed to supplement personal vigilance.

Users should continue to:

• review financial statements regularly
• monitor credit reports
• secure online accounts and passwords
• report suspicious activity promptly

Identity protection requires proactive participation from users.

EverGuard services are intended to enhance awareness, not replace personal vigilance.

Changes to Monitoring Services

EverGuard may update, modify, replace, or discontinue monitoring sources, service coverage, or monitoring capabilities over time as technologies and threats evolve.

Contact Information

If you have questions regarding EverGuard monitoring services, contact:

EverGuard Support
support@tryeverguard.com

EverGuard
3049 Executive Parkway
Lehi, UT 84043
United States

EverGuard will never ask for sensitive information via email or SMS.

Identity theft insurance is underwritten by American Bankers Insurance Company of Florida, an Assurant company. Coverage subject to terms and conditions. Credit monitoring requires identity verification and may vary by plan and eligibility.

© 2026 EverGuard. All rights reserved.

EverGuard will never ask for sensitive information via email or SMS.

Identity theft insurance is underwritten by American Bankers Insurance Company of Florida, an Assurant company. Coverage subject to terms and conditions. Credit monitoring requires identity verification and may vary by plan and eligibility.

© 2026 EverGuard. All rights reserved.

EverGuard will never ask for sensitive information via email or SMS.

Identity theft insurance is underwritten by American Bankers Insurance Company of Florida, an Assurant company. Coverage subject to terms and conditions. Credit monitoring requires identity verification and may vary by plan and eligibility.

© 2026 EverGuard. All rights reserved.

contact@everguard.com

844-770-0652

EverGuard will never ask for sensitive information via email or SMS.

Identity theft insurance is underwritten by American Bankers Insurance Company of Florida, an Assurant company. Coverage subject to terms and conditions. Credit monitoring requires identity verification and may vary by plan and eligibility.

© 2026 EverGuard. All rights reserved.